Minerva Risk Solutions
Your risks, our mastery
Minerva Risk Solutions
Minerva Risk Solutions brings together deep local expertise and global best practices to deliver insurance and risk management programmes that genuinely protect your business.
Specialist Products
What We Offer
Minerva Risk Solutions brings together deep local expertise and global best practices to deliver insurance and risk management programmes that genuinely protect your business. We go beyond policy placement — we understand your business, identify your exposures, and build solutions that give you the confidence to grow.
As Zimbabwe's Aon partner, we have unrivalled access to international reinsurance markets, pricing intelligence, and technical expertise — deployed directly in the interest of every client we serve.
Our Product Range
Motor Vehicle Insurance
Comprehensive cover on all vehicles, covering own-vehicle accidental loss or damage as well as third-party liabilities arising from the operation of the insured vehicle.
Property Insurance
Better ways of managing your assets and balance sheet that are cost-effective and tailor-made to suit your needs, capitalising on local skills and global resources.
Engineering Insurance
Ways of managing engineering and construction-related risk exposures across a wide range of engineering classes, including oil and gas, heavy industries, and heavy civil engineering.
Cyber Insurance
If you have an online presence, you are exposed to cyber risk — protection for online transactions and sensitive customer details that need safeguarding.
Liability Insurance
Helping you manage the risk of being held legally liable for actions that affect third parties, through public, product, and professional liability cover.
Directors' and Officers' Liability
A tailor-made insurance product for public companies, their directors and officers, addressing tightening regulations and increasing governmental scrutiny.
Group Personal Accident
24-hour coverage for a company's employees for injury caused by violent and visible means which are unforeseen and sudden, covering death, permanent and temporary disability, and medical expenses.
Travel Insurance
Travel insurance for travel in Zimbabwe and internationally, for corporates and individuals, covering illness, injury, personal liability, and cancellation or curtailment of travel.
House Insurance
Cover for accidental loss and damage to the insured building, including garages, walls, gates, fences, swimming pools, tennis courts, sauna baths, and paved driveways on the same premises.
Asset All Risks
Cover for physical loss or damage to all tangible property owned, leased, held in trust, or for which you are held legally responsible, excluding property specifically insured such as motor vehicles.
Claims Advocacy
We are more than claims advocates, we are your partners — standing by you in claims processing and in resolving claims disputes, with access to dedicated claims support.
Agriculture Insurance
Specialised insurance products addressing farmers' needs, staffed by professionals with wide experience in agricultural insurance who understand the perils of farming.
Business Interruption
Cover that protects your business by settling operating costs, including wages, in the event of a loss, covering financial losses incurred as a result of the interruption.
Fidelity Guarantee Insurance
Covers direct financial loss sustained by the business because of fraud or dishonesty of an insured employee which results in direct financial gain for that employee.
Goods In Transit Insurance
Cover against loss or damage to goods owned by the insured, or for which they are responsible, whilst in transit in Zimbabwe or arriving from another country, on an all-risks basis.
Machinery Breakdown Insurance
Covers sudden and unforeseen physical damage to installed machinery at the premises or factory, including damage resulting from dismantling and re-erecting machinery.
Plant All Risks
Cover for mobile and non-mobile construction plant, as well as mining and other mobile plant, against physical loss or damage whilst on a site or in transit to or from a site.
Product Liability Insurance
For any company providing goods as a manufacturer, covering legal liabilities for the death of or injury to a customer caused by a faulty product.
Professional Indemnity Insurance
Protection for professional firms such as solicitors, architects and accountants against loss or damage suffered as a result of professional negligence committed in good faith.
Public Liability Insurance
Cover against legal liability to third parties arising out of accidental bodily injury, death or illness, or accidental physical damage to tangible property in connection with the business.
Risk Management
Your risk can be avoided, retained, or transferred. With our competence in analysing risk exposures qualitatively and quantitatively, we are in the best position to advise you.
School Fees Protect Cover
Tailor-made by Minerva Risk Solutions to give school heads, teachers and parents peace of mind, ensuring the school is protected against the loss of fees.
Our Approach
A structured, client-centric process that ensures comprehensive protection at every stage of your risk journey.
Risk Assessment
Thorough evaluation of your risk profile, existing covers, and business exposures.
Solution Design
Bespoke programme design aligned to your risk appetite, objectives, and budget.
Market Placement
Leveraging Aon partnership and insurer relationships to secure optimal terms.
Ongoing Management
Continuous monitoring, renewals management, and annual programme review.
Claims Advocacy
Dedicated advocacy when claims arise — ensuring fair, swift settlement.
Explore Our Other Divisions
One integrated firm — four specialist capabilities.
Ready to Protect
What Matters Most?
Let our experts build a risk management strategy tailored specifically to you. Get your free, no-obligation quote today.