Minerva Risk Advisors


Agriculture Insurance

Protecting your wealth


Protecting your wealth

Minerva’s Agri-Insurance division provides specialised insurance products that address farmers’ needs and wants. The division is staffed by professionals with wide experience in agricultural insurance and who understand the perils of farming. The division also boasts of experienced and qualified agronomists who fully understand biological risks as well as the agronomy side of various classes of agriculture. 

Our specialty majors on the following categories of risks:

Drought Insurance, Flooding and Excessive Rainfall Insurance, Crop Multi-peril Insurance,Weather Index Crop Insurance, Frost and Pre-Germination Insurance for Winter Cropping ,Tobacco Hail Insurance ,Greenhouse All-Risks Insurance, Irrigation Equipment All-Risks Insurance, Farm Comprehensive Package, Livestock and Poultry Insurance and Aquaculture Insurance.

In addition, the Agri-Division also offers free on-ground agronomic and risk management advice to farmers. 

 Risk management and agronomist benefits: 

  • Fire risk surveys, risk assessments of premises and systems 
  • Risk profiling for insurance purposes 
  • On site agronomic advice 
  • Property valuation 
  • Business continuity plans 
  • Pre and post loss assessment


Flexible livestock cover to suit your needs: 

  • Discounted Conventional cover (no matter your herd size, we have the cover for you). 
  • Aggregate excess cover (you only insure your livestock for catastrophic events). 
  • First loss cover (you only insure a portion of your herd).

Irigation Equipment Insurance cover

We cover you for everything from damage to third parties, malicious damage and theft to collision with rocks, fire, hail, wind and frost.


Combine Harvest Liability

Whether the combine is damaged in transit or during combining, or if you are liable for third party injury or damage to crops or vehicles, you will be covered.



We cover you for malicious damage, theft and loss due to wind, rain, hail, fire, or flooding.And of course, our wealth of options on crop insurance cover.